The Jupiter Card is a Visa debit card that allows users to spend their USDC balance as USD at any merchant that accepts Visa. It is issued through regulated financial partners and uses credit-card infrastructure, meaning it benefits from higher merchant acceptance, smoother refund and dispute handling, and more consistent performance compared to typical prepaid or debit crypto cards. Jupiter does not issue credit lines, you can only spend what you have deposited.
The card is currently available as a digital card only, accessible through the Jupiter app.
Card Issuers
Balance
The card balance is held in USD. Conversion from USDC to USD happens at deposit, not at the time of payment.
Refunds
Merchant refunds are processed back to the card balance. Typical processing time is 3 to 4 business days.
Process
Deposit USDC → Balance held in USD → Spend with Visa card → Refunds return to card balance (3–4 business days)
- Step 1: Deposit USDC via the Jupiter app. Credited one-to-one in USD, no fees on deposit.
- Step 2: Use the card anywhere Visa is accepted. Non-USD payments incur an FX fee (1% Rain, 1.8% DCS). No fee on USD payments.
- Step 3: View card details, freeze/unfreeze the card, or add it to Apple Pay / Google Pay - all from the app.
Adding to Mobile Wallets
Apple Pay
- Open Apple Wallet → tap the + icon.
- Select Debit or Credit Card → tap Continue.
- Enter card details (found under “Show Details” in the Jupiter app).
- Complete verification in Apple Wallet.
Google Pay
- Open Google Wallet → tap “+ Add to Wallet.”
- Select Payment method → enter card details manually.
- Accept the issuer’s terms → choose verification method (SMS or email).
- Enter the OTP to verify.
Risks & Limitations
⚠ Users should understand these before using the Jupiter Card.
Regulatory and availability risk: Card availability depends on the user’s country of residence and applicable regulations. Supported regions may change.
Issuer risk: Card balances are managed by Rain or DCS, not by Jupiter directly. Users are subject to the terms and operational stability of the issuing partner.
Foreign exchange risk: Non-USD payments are subject to FX conversion. The rate applied may differ from market rates, plus the FX fee (1% or 1.8%).
Current limitations:
- Digital card only. Physical cards are not yet available.
- Withdrawals are region-dependent and not universally available.
- USDC is the only supported deposit asset.
- Transaction notifications are not yet available.
Fees
Annual fee: None
USDC deposit fee: None (credited 1:1 in USD)
FX conversion (Rain): 1% on non-USD payments
FX conversion (DCS): 1.8% on non-USD payments
No fee applies for payments made in USD.
Spending Limits
- DCS
- Daily Limit: $50,000
- Annual Limit: $990,000 - Rain
- Daily Limit: No limit
- Annual Limit: No limit
Withdrawals
Withdrawing funds from the card balance is region-dependent due to regulatory requirements. Global withdrawal support is being rolled out progressively.
Supported Countries
Antigua & Barbuda, Argentina, Australia, Bahamas, Barbados, Bangladesh (on pause until further notice), Belize, Bolivia, Brazil, Cayman Islands, Colombia, Costa Rica, Côte d’Ivoire, Dominican Republic, Dominica, Ecuador, Egypt, El Salvador, Ghana, Grenada, Guatemala, Guyana, Honduras, Hong Kong, Japan, Kenya, Malaysia, Mexico, Morocco, New Zealand, Nigeria, Pakistan, Panama, Paraguay, Peru, Philippines, Senegal, Singapore, South Africa, South Korea, Suriname, Taiwan, Thailand, Trinidad and Tobago, Turks & Caicos Islands, Uganda, United Arab Emirates, Uruguay, Vietnam, Zambia.
Supported US States:
Alabama, Alaska, Arkansas, California, Colorado, Connecticut, Florida, Hawaii, Illinois, Indiana, Iowa, Kansas, Kentucky, Maine, Massachusetts, Michigan, Minnesota, Mississippi, Missouri, Montana, Nebraska, New Hampshire, New Jersey, New York, North Carolina, Oklahoma, Pennsylvania, South Carolina, Tennessee, Texas, Utah, Virginia, West Virginia, Wyoming.